Big news! We’ve added new housing program data - check them out under “Housing Programs” on each city page.
Housing programs are the strategies that cities and counties legally have at their disposal to produce more and preserve existing affordable housing, as well as protect existing residents from getting displaced from their homes and communities.
Local housing programs, as part of a housing element, have significant impacts on a city or county reaching its affordable housing goals. Each additional housing policy has a significant impact on the residents who are most in need of affordable housing. However, the number of programs that a jurisdiction includes in their housing element is not meant to imply how well a city or county is addressing local housing needs since the quality and impact of each will need to be determined as well.
Use the below data to explore this jurisdiction’s approaches to affirmatively furthering fair housing for the 6th element cycle, and review the actions, deliverables, and deadlines committed to for each program.
PROGRAM NUMBER | ACTIONS | DELIVERABLE | DELIVERABLE DATE |
---|---|---|---|
A1 | HOUSING DEVELOPMENT REGULATORY PROGRAMS. IN AN EFFORT TO ENSURE THE CONSTRUCTION OF HOUSING AFFORDABLE AT VARIOUS INCOME LEVELS, ESPECIALLY HOUSING UNITS FOR VERY LOW TO MODERATE-INCOME LEVEL HOUSEHOLDS, THE CITY WILL IMPLEMENT THE FOLLOWING HOUSING DEVELOPMENT REGULATORY PROGRAMS DURING THE PLANNING PERIOD.
Affordable Housing Program. The City will continue work collaboratively to ensure all residential housing projects subject to the requirements of the Affordable Housing Program (Article 4, Chapter 5, Title 9) are implemented. The City will evaluate the feasibility of the following potential modifications:
• Increase the number of new affordable ownership residential units created by amending Section 9-5.402 to reduce the number of new ownership residential projects required to comply with the ordinance below the current regulation requirement of 10 units.
• Incorporate an inclusionary housing requirement into the Affordable Housing Program by amending Section 9-5.406 and 9-5.407 to eliminate the reference to the impact fees so that all residential rental projects must include a percentage of affordable units, as authorized under Assembly Bill (AB) 1505.
• Increase the number of affordable rental residential units created for extremely low and developmentally disabled by amend Section 9-5.407 to increase the percentage of required affordable housing units above the current regulation requirement of 12 percent for very low and low-income households
• Increase the creation of affordable rental residential units for extremely low- and very low-income affordable units for people living with physical and/or developmental disabilities by amending Section 9-5.407 to add an option for developers to choose to produce a smaller percentage of affordable units, than required, if the affordable units are targeted to these special needs populations.
| Facilitate the construction of 710 new homes for lower-income
households (225 for extremely low, 226 for very-low, and 259 for low).
; Metrics:# of affordable homeownership units entitled; % of affordable
units in Mixed Income Projects that are entitled; # of units entitled for Extremely Low,
Very Low and/or Disabled Households
| : Evaluate and adopt amendment of Affordable Housing Program (Short Term); Evaluate and adopt amendment to Development Bonus Program (Short Term); Continue to implement all Housing Development Regulatory Programs (Ongoing) |
A2 | Development Bonus Programs. The City will continue to offer developers the opportunity to utilize the City’s Development Bonus Program (Section 9.4.204) or the State Density Bonus Program (Article 5, Chapter 5, Title 9), for those seeking to increase the number of dwelling units allowed at the project site in exchange for providing additional affordable housing units, above and beyond what is required under the Affordable Housing Program. The City will analyze what the new percentage of affordable housing units shall be for Community
Benefit points in context of the changes being made to the Affordable Housing Program.
| Facilitate the construction of 710 new homes for lower-income
households (225 for extremely low, 226 for very-low, and 259 for low).
; Metrics:# of affordable homeownership units entitled; % of affordable
units in Mixed Income Projects that are entitled; # of units entitled for Extremely Low,
Very Low and/or Disabled Households
| : Evaluate and adopt amendment of Affordable Housing Program (Short Term); Evaluate and adopt amendment to Development Bonus Program (Short Term); Continue to implement all Housing Development Regulatory Programs (Ongoing) |
B1 | STREAMLINING PLANNING PROCESSES. THE CITY WILL ENACT THE FOLLOWING STREAMLINED PROCESSES TO ACCELERATE THE PRODUCTION OF HOUSING:
Streamlined and Ministerial Review for Eligible Affordable Housing Projects: The City will
establish a written policy or procedure and other guidance, as appropriate, to ensure that
eligible multifamily projects with an affordable component are provided streamlined
review as outlined in Government Code, Section 65913.4 (SB 35).
| : Investigate and Draft new policies (Short Term); Adopt (Short Term); Implementation (Ongoing) | |
B2 | Streamlined Process to Convert Single-Unit Homes to Two-Unit Homes: The City will seek
opportunities to streamline the permitting process of converting single unit homes to twounit homes, including the possibility of waiving the requirement for Planning Commission
approval for projects that will exceed base FAR. (See also Program LL.)
| : Investigate and Draft new policies (Short Term); Adopt (Short Term); Implementation (Ongoing) | |
B3 | Appeal Hearing Modification: The City will investigate the ability to eliminate the need for a
Public Meeting to determine if the case warrants an Appeal Hearing. The elimination of this
Public Meeting will accelerate the time for a project to be approved.
| : Investigate and Draft new policies (Short Term); Adopt (Short Term); Implementation (Ongoing) | |
C | OBJECTIVE DESIGN AND DEVELOPMENT STANDARDS: THE CITY INITIATED CREATING OBJECTIVE DESIGN AND DEVELOPMENT STANDARDS UNDER THE SB2 GRANT IN JUNE 2020. THE PLANNING REGULATIONS WILL BE UPDATED TO ENSURE THAT ELIGIBLE MULTIFAMILY PROJECTS ARE ONLY SUBJECT TO OBJECTIVE DESIGN STANDARDS CONSISTENT WITH RELEVANT PROVISIONS OF THE HOUSING ACCOUNTABILITY ACT, SB 35, AND SB 330. STATE LAW DEFINES OBJECTIVE DESIGN STANDARDS AS THOSE THAT “INVOLVE NO PERSONAL OR SUBJECTIVE JUDGEMENT BY A PUBLIC OFFICIAL AND ARE UNIFORMLY VERIFIABLE BY REFERENCE TO AN EXTERNAL AND UNIFORM BENCHMARK OR CRITERION AVAILABLE AND KNOWABLE BY BOTH THE DEVELOPMENT APPLICANT AND PUBLIC OFFICIAL PRIOR TO SUBMITTAL. ADDITIONALLY, THE CITY IS REVIEWING THE DESIGN REGULATIONS AND GUIDELINES FOR MULTIFAMILY AND RESIDENTIAL MIXED USE SET FORTH IN THE PLANNING REGULATIONS, DESIGN GUIDELINES AND SIX AREA PLANS. THE EFFORT WILL IDENTIFY UNIQUE GUIDELINES SPECIFIC TO DISTRICTS TO RETAIN, KEY DESIGN PRINCIPLES THAT COULD HAVE CITYWIDE APPLICABILITY, AND REDUNDANT OR OBSOLETE GUIDELINES THAT SHOULD BE REMOVED.
| : Create and Adopt (Short Term (early 2023)); Implement (On-going) | |
D | ACCESSORY DWELLING UNITS (ADUS). THE CITY WILL CONTINUE TO IMPLEMENT ARTICLE 14, CHAPTER 5, TITLE 9 (ACCESSORY DWELLING UNITS) OF THE PLANNING REGULATIONS, IN AN EFFORT TO SUPPORT THE DEVELOPMENT OF ADUS THROUGH A MINISTERIAL APPROVAL PROCESS IN CONFORMANCE WITH STATE LAW. ADDITIONALLY, TO PROMOTE AND INCENTIVIZE THE DEVELOPMENT OF ADUS, INCLUDING JUNIOR ACCESSORY DWELLING UNITS (JADUS), THE CITY WILL DEVELOP ADU GUIDANCE MATERIALS, CREATE A FREQUENTLYASKED-QUESTIONS WEBPAGE ON THE CITY’S WEBSITE, RESEARCH, AND ESTABLISH AS APPROPRIATE, INITIATIVES SUCH AS DEVELOPING A LOAN PROGRAM FOR HOMEOWNERS TO CONSTRUCT ADUS AFFORDABLE TO LOWERINCOME HOUSEHOLDS, AND SCHEDULE CALLS ANNUALLY WITH PROPERTY OWNERS TO DISCUSS CAPACITY FOR
ADUS IN MULTI-UNIT DEVELOPMENTS. THE CITY WILL HOST AN ANNUAL “ADU OPEN HOUSE” FOR OWNERS OF SINGLE-FAMILY AND/OR MULTIFAMILY PROPERTIES WHO ARE INTERESTED IN ADDING AN ADU/JADU TO THEIR PROPERTY. THE CITY WILL INVITE REPRESENTATIVES FROM FINANCIAL INSTITUTIONS AND PROPERTY OWNERS WHO HAVE PREVIOUSLY ADDED ADUS/JADUS TO THEIR PROPERTIES.
| Construction of 30 ADUs or JADUS throughout the Planning
period. Prevent displacement of 8 households by providing additional housing mobility
options within existing neighborhoods.
; Metrics:# of Building Permits Issued; # of ADU/JADUs rented at a rental
rate affordable for low-income households
; Targeting: The City will target efforts in reaching out to multifamily property
owners in moderate-resource areas as well as single-family property owners in lowresource areas that are in close proximity to transit, job centers and neighborhoodserving retail. There are currently very few single-family homes in the City’s moderateresource area, therefore targeting focuses primarily on multifamily
properties in the City’s moderate-resource area and the single-family property owners
in low-resource areas that are in close proximity to transit, job centers and
neighborhood-serving retail.
| : Develop ADU Guidance (Short Term); Develop Financing Tool (Mid Term); Implement (On-going); Update website (Annually) |
E | ADAPTIVE RE-USE. THE CITY WILL EXAMINE OPPORTUNITIES TO ALLOW FOR THE ADAPTIVE REUSE/CONVERSION OR REPLACEMENT OF VACANT OR UNDERPERFORMING COMMERCIAL SPACES AND PARKING STRUCTURES TO RESIDENTIAL UNITS. THE CITY WILL ANALYZE THE FEASIBILITY OF AN ADAPTIVE REUSE ORDINANCE THAT WOULD TARGET THE CONVERSION OF SELECT TYPES EXISTING STRUCTURES AND OF SPACES THAT MAY INCLUDE GROUNDFLOOR RETAIL IN AN EXISTING MIXED-USE STRUCTURE, PART OR ALL OF AN OFFICE BUILDING OR PARKING STRUCTURE. THE ORDINANCE WOULD SPECIFY THE HEIGHT, BULK, AND/OR FOOTPRINT REQUIREMENTS FOR THE RESIDENTIAL USES AND ANY ASSOCIATED NEW DEVELOPMENT. THE CITY WILL EXAMINE REQUIRING THE “FUTURE PROOFING OF PARKING STRUCTURES” FOR ALL NEW PARKING STRUCTURES. THIS MEANS THAT THE DESIGN INCORPORATES FEATURES THAT PROVIDE GREATER FLEXIBILITY AND EASIER ADAPTABILITY IN CASE THE STRUCTURE WILL BE CONVERTED (IN WHOLE OR IN PART) TO RESIDENTIAL AND/OR OTHER USES IN THE FUTURE. RESEARCH THE CREATION OF A FINANCIAL INCENTIVE PROGRAM TO SUPPORT THIS PROGRAM.
| Re-use of two underperforming commercial spaces or parking
structures to facilitate place-based revitalization. Permitting of two “Future Proof”
parking structures.
; Metrics:# of Properties converted to residential; # of adaptable parking
structures permitted.
; Targeting: North Hollis (moderate-resource area) and Park Avenue (lowresource area) are targeted for adaptive re-use because there are appropriate
structures for adaptive re-use. Moderate-resource areas and large shopping centers in
both the moderate- and low-resource areas of the city will be targeted for “Future
Proof” parking structures due to the ability to increase residential density and the close
proximity to services and commercial uses.
| : Study Conversion Opportunities and Prospective Regulations (Short Term); Adopt (Mid Term); Develop Financing Tool (Long Term) |
F1 | IMPACT FEE. THE COLLECTION OF IMPACT FEES IS INTENDED TO OFFSET THE FINANCIAL IMPACT A NEW
DEVELOPMENT PLACES ON A CITY FOR PROVIDING THE NEW DEVELOPMENT WITH PUBLIC SERVICES. IN AN EFFORT
TO ENSURE SMALLER PROJECTS (2-4 UNITS) ARE NOT FINANCIALLY CONSTRAINED FOR DEVELOPMENT, THE CITY
WILL EVALUATE WAIVING THE AFFORDABLE HOUSING IMPACT FEE FOR PROJECTS CONSISTENT WITH BY RIGHT,
OBJECTIVE STANDARDS AND/OR 2-4 UNIT PROJECTS IN THE RM ZONE (EVALUATION MUST INCLUDE POTENTIAL
DISPLACEMENT OF EXISTING RESIDENTS AND NATURALLY OCCURRING AFFORDABLE HOUSING). ADDITIONALLY, TO
COMPLY WITH ASSEMBLY BILL (AB) 602, THE CITY WILL IMPLEMENT FOLLOWING ACTIONS:The City will evaluate how it collects impact fees for new housing and modify its practices as
needed to ensure that smaller, more affordable units are not unfairly penalized with higher
costs, and that impact fees do not inadvertently incentivize larger, more expensive projects.
| Metrics:Amount of Affordable Housing Impact Fees Collected
| : Establish procedure (Short Term); Identify fees in coordination with the annual update to the City’s master fee schedule (Annually); Update Website with Project related Impact Fees (Monthly). |
F2 | The City will continue to post its written fee schedule on the City’s website as well as the
impact fees associated with a specific project in order to ensure compliance with the
Assembly Bill (AB) 602 transparency requirements.
| Metrics:Amount of Affordable Housing Impact Fees Collected
| : Establish procedure (Short Term); Identify fees in coordination with the annual update to the City’s master fee schedule (Annually); Update Website with Project related Impact Fees (Monthly). |
G | CITY-SPONSORED DEVELOPMENT FUND. THE CITY WILL PROVIDE ADDITIONAL FINANCING (APPROXIMATELY $41.1 MILLION) IN THE FORM OF LOW-INTEREST LOANS TO SUPPORT THE CONSTRUCTION OF APPROXIMATELY 314 RENTAL UNITS AFFORDABLE TO VERY LOW- TO MODERATE-INCOME HOUSEHOLDS ON SITES 7, 10 AND 6 ON THE SITES INVENTORY LIST. NINETY-SEVEN (97) OF THE 314 AFFORDABLE UNITS WILL BE SET-ASIDE FOR SPECIAL NEEDS POPULATIONS (I.E. HOMELESS, SENIORS, TRANSITIONAL AGED YOUTH, AND EXTREMELY LOWINCOME HOUSEHOLDS). FUNDING FOR THIS PROGRAM IS OUTLINED IN THE HOUSING BOND ADMINISTRATION
AND EXPENDITURE PLAN. ADDITIONAL DETAILS REGARDING EACH CITY SITE IS BELOW.
| New Construction of 314 units (188 very low income, 80 low
income and 50 Moderate-income households), with at least 97 units of the 314 units will
be set-aside for various special needs populations.
; Metrics:Amount of Development Loans Closed; # of Housing Units
Constructed; Amount of Funds Expended
| : Developer Solicitations on Adeline Sites and Christie Sites (Short Term); Issue Bond (Short Term and Long Term) |
G1 | 3600 San Pablo Avenue (a.k.a. Nellie Hannon Gateway). New construction of 89 affordable
housing units that will serve extremely low- to low-income households and one (1)
manager’s unit. Twenty-two (22) units will be set-aside as permanent supportive housing
units for formerly homeless individuals. Ground level retail space will house the Emeryville
Citizen Assistance Program (ECAP), a not for profit organization, which addresses food
insecurity for those in need in Emeryville and the surrounding communities. This site has
received a City loan, its entitlements in 2021, and has secured necessary financing to begin
construction in early 2023. This site is located along the San Pablo Avenue corridor in a Lowresource Area as defined by TCAC (Figure 5-1). (Land Inventory Site 6).
| New Construction of 314 units (188 very low income, 80 low
income and 50 Moderate-income households), with at least 97 units of the 314 units will
be set-aside for various special needs populations.
; Metrics:Amount of Development Loans Closed; # of Housing Units
Constructed; Amount of Funds Expended
| : Developer Solicitations on Adeline Sites and Christie Sites (Short Term); Issue Bond (Short Term and Long Term) |
G2 | 4300 San Pablo Ave. New construction of 68 affordable housing units that will serve
extremely low- and very low-income seniors and transitional aged youth and one (1)
manager’s unit. This site is currently owned by the City and a Lease Disposition and
Development Agreement was executed in October 2022 with an affordable housing
developer selected through a competitive RFQ/P process.. A preliminary application under
the streamlined review process was started in June 2022 and entitlements are anticipated
by the end of 2022, with construction commencing before the end of 2024. This site is
located along the San Pablo Avenue corridor in a Low-resource Area as defined by TCAC
(Figure 5-1). (Land Inventory Site 10)
| New Construction of 314 units (188 very low income, 80 low
income and 50 Moderate-income households), with at least 97 units of the 314 units will
be set-aside for various special needs populations.
; Metrics:Amount of Development Loans Closed; # of Housing Units
Constructed; Amount of Funds Expended
| : Developer Solicitations on Adeline Sites and Christie Sites (Short Term); Issue Bond (Short Term and Long Term) |
G3 | 5890, 5900, and 6150 Christie (a.k.a. Christie Sites). New construction of high-density
affordable housing units that will serve very low- to moderate-income households. This is a
City (Housing Successor)-owned housing asset site and an RFQ/P for redevelopment of the
site into a mixed-use project was released in July 2022, while some preliminary
environmental work at the site began in early 2022. Developer selection will occur in
November 2022. This site is adjacent to the Emeryville Public Market and in a Moderateresource area as defined by TCAC (Figure 5-1). (Land Inventory Site 14)
| New Construction of 314 units (188 very low income, 80 low
income and 50 Moderate-income households), with at least 97 units of the 314 units will
be set-aside for various special needs populations.
; Metrics:Amount of Development Loans Closed; # of Housing Units
Constructed; Amount of Funds Expended
| : Developer Solicitations on Adeline Sites and Christie Sites (Short Term); Issue Bond (Short Term and Long Term) |
G4 | Adeline Sites. New construction of one to four affordable housing units that will serve verylow-income individuals with special needs. This is a City (Housing Successor)-owned housing
asset site that is partially located in the City of Oakland and thus not included in the Site
Inventory List. A RFQ/P for redevelopment of the site was released in August 2022. Due to
the size of the parcels, it is anticipated that only a 1-4 unit dwelling is possible on this site.
This site is located in a Low-resource area as defined by TCAC (Figure 5-1).
| New Construction of 314 units (188 very low income, 80 low
income and 50 Moderate-income households), with at least 97 units of the 314 units will
be set-aside for various special needs populations.
; Metrics:Amount of Development Loans Closed; # of Housing Units
Constructed; Amount of Funds Expended
| : Developer Solicitations on Adeline Sites and Christie Sites (Short Term); Issue Bond (Short Term and Long Term) |
H | DEVELOPMENT OPPORTUNITIES FUND. THE CITY WILL MAKE AVAILABLE FUNDING TO PERMIT STRATEGIC
ACQUISITION OR DEVELOPMENT, OF PROPERTIES FOR VERY LOW TO MODERATE-INCOME HOUSEHOLDS. FUNDING
CAN BE USED FOR ACQUISITION AND PRE-DEVELOPMENT RELATED EXPENSES. IT IS ESTIMATED THAT 62
AFFORDABLE UNITS WILL BE DEVELOPED AND THAT AT LEAST THREE (3) OF THE UNITS WILL BE SET-ASIDE FOR
SPECIAL NEEDS HOUSEHOLDS. FUNDING FOR THIS PROGRAM IS OUTLINED IN THE HOUSING BOND
ADMINISTRATION AND EXPENDITURE PLAN, ADOPTED ON MARCH 2, 2021. THIS PROGRAM WILL REMAIN
OPERATIONAL UNTIL THE FUNDING (APPROXIMATELY $8.3 MILLION) IS DEPLETED OR REPROGRAMED TO
SUPPORT ANOTHER HOUSING PROGRAM.
| New Construction or Rehabilitation of 62 units (20 Very Lowincome 21 Low income and 21 Moderate income), with at least three (3) of the 62 units
being set-aside for the special needs population.
; Metrics:Amount of Funds Expended; # of Housing Sites Acquired
; Targeting: Commercial properties with residential development potential
along San Pablo corridor, where services, access to transit and neighborhood-serving
retail are abundant. Condominium units in moderate-resource areas that can be
acquired for affordable homeownership opportunities to expand housing mobility and
provide affordable housing opportunities in higher resource areas.
| : Draft and Adopt Program Regulations (Short Term); Issue Bond (Short Term, Mid Term and Long Term); Launch Program (Short Term); Update Website and Marketing Materials (Annually) |
I | PRESERVATION OF BMR OWNERSHIP PORTFOLIO. THE CITY CURRENTLY HAS 186 BMR OWNERSHIP UNITS IN ITS PORTFOLIO. TO ENSURE THE RETENTION OF THESE AFFORDABLE HOMEOWNERSHIP UNITS, THE CITY WILL IMPLEMENT THE FOLLOWING ACTIONS:
Community Development staff will continue to manage the portfolio to ensure that each unit
continues to be occupied by the homeowner, and that each unit resold is marketed in
compliance with the restrictions in the Resale Restriction Agreement and is sold to an income
eligible homebuyer that will execute a Resale Restriction Agreement and reside in the home as
their principle place of residence. If the City determines that any BMR Ownership unit is at risk
of losing its affordability restriction, by the owner being unable to sell the property during the
allotted marketing period or the homeowner being at risk of foreclosure, the City may acquire
the unit through a right of first refusal. BMR Ownership units acquired by the City will be resold
at an affordable sales price to an income eligible homebuyer and require the new homebuyer to execute a Resale Restriction Agreement for a 45-year term. Funding for this program is outlined in the Housing Bond Administration and Expenditure Plan, adopted on March 2, 2021. The program will be operational until the funding ($1.5 Million) is depleted or reprogrammed to
support another housing program. | Preserve the City’s portfolio of 186 units in the BMR ownership
program.
; Metrics:# of BMR Units Acquired by City; % of Units in Compliance with
Annual Monitoring; Amount of Funds Expended
| : Issue Bonds (Short Term and Long Term); Homeowner Compliance Monitoring (Annually); Program Implementation (Ongoing) |
J1 | HOMEOWNER RETENTION PROGRAM. THE CITY WILL CONTINUE TO IMPLEMENT THE CITY'S FORECLOSURE PREVENTION AND PREDATORY LENDING PREVENTION STRATEGY BY IMPLEMENTING THE FOLLOWING EXISTING AND NEW STRATEGIES TO RETAIN EXISTING HOMEOWNERS: Foreclosure Prevention Fund. Make financial assistance available to homeowners with
income below 120 percent Area Median Income (AMI) to prevent displacement from
foreclosure. Funding from the City will be provided in the form of a deferred loan to cover
delinquent Homeowners Association (HOA) dues and mortgage payments. Funding shall
assist approximately 15 low to moderate-income households. Funding for this program is
outlined in the Housing Bond Administration and Expenditure Plan, adopted on March 2,
2021. The program will remain operational until the funding ($150,000) is depleted or
reprogrammed.
| Assist 15 households (eight (8) low and seven (7) moderate
households) to prevent displacement from foreclosure.
; Metrics:# of Homeowners assisted to prevent foreclosure; Amount of
Funds Expended
; Targeting: Promote programs in areas with high rates of homeowner
overpayment to reduce displacement risk. Focus on condominium developments in
moderate-resource areas and single-family neighborhoods in low-resource areas.
| : Draft and Adopt Program Guidelines (Short Term); Issue Bond (Short Term); Launch Program (Short Term); Support ACHCD Program (Ongoing); Educate HOAs (Ongoing); Evaluate Need for Emergency Ordinance (As Needed) |
J2 | Emergency Mortgage Assistance Program. The City will support the Alameda County
Housing and Community Development Department (ACHCD) Emergency Mortgage
Assistance Program, which will provide debt defense, loan restructuring legal services and
financial assistance to address homeowners under 100 percent AMI that are delinquent on
their mortgages and facing foreclosure utilizing CDBG funds. The City will monitor the
progress of this program through the City’s participation in the Alameda County Urban
County Technical Advisory Committee and assist the AC in marketing the program to
homeowners in Emeryville.
| Assist 15 households (eight (8) low and seven (7) moderate
households) to prevent displacement from foreclosure.
; Metrics:# of Homeowners assisted to prevent foreclosure; Amount of
Funds Expended
; Targeting: Promote programs in areas with high rates of homeowner
overpayment to reduce displacement risk. Focus on condominium developments in
moderate-resource areas and single-family neighborhoods in low-resource areas.
| : Draft and Adopt Program Guidelines (Short Term); Issue Bond (Short Term); Launch Program (Short Term); Support ACHCD Program (Ongoing); Educate HOAs (Ongoing); Evaluate Need for Emergency Ordinance (As Needed) |
J3 | The City will evaluate the need for emergency ordinances to prevent foreclosure and
displacement, as emergencies arise. In 2020, the City adopted an HOA foreclosure
moratorium, which was in response to the COVID-19 pandemic to prevent HOAs from
foreclosing on homeowners for their inability to pay HOA dues due to COVID-19. If another
State or Countywide Emergency issue arises that impacts the economic stability of
homeowners, the City will evaluate the need for a similar action or support County-wide
efforts to ensure homeowners are not displaced.
| Assist 15 households (eight (8) low and seven (7) moderate
households) to prevent displacement from foreclosure.
; Metrics:# of Homeowners assisted to prevent foreclosure; Amount of
Funds Expended
; Targeting: Promote programs in areas with high rates of homeowner
overpayment to reduce displacement risk. Focus on condominium developments in
moderate-resource areas and single-family neighborhoods in low-resource areas.
| : Draft and Adopt Program Guidelines (Short Term); Issue Bond (Short Term); Launch Program (Short Term); Support ACHCD Program (Ongoing); Educate HOAs (Ongoing); Evaluate Need for Emergency Ordinance (As Needed) |