Big news! We’ve added new housing program data - check them out under “Housing Programs” on each city page.
Housing programs are the strategies that cities and counties legally have at their disposal to produce more and preserve existing affordable housing, as well as protect existing residents from getting displaced from their homes and communities.
Local housing programs, as part of a housing element, have significant impacts on a city or county reaching its affordable housing goals. Each additional housing policy has a significant impact on the residents who are most in need of affordable housing. However, the number of programs that a jurisdiction includes in their housing element is not meant to imply how well a city or county is addressing local housing needs since the quality and impact of each will need to be determined as well.
Use the below data to explore this jurisdiction’s approaches to affirmatively furthering fair housing for the 6th element cycle, and review the actions, deliverables, and deadlines committed to for each program.
PROGRAM NUMBER | ACTIONS | DELIVERABLE | DELIVERABLE DATE |
---|---|---|---|
1-A | Maintain and publish an inventory of properties
available for residential development on the City's website, updating it at regular
intervals.
| At least 746 new housing units, consistent with RHNA obligations
| Publish inventory by April 2023; updates to be made quarterly throughout the planning period. |
1-B | The City has secured a grant from the Association of
Bay Area Governments (ABAG) and Metropolitan Transportation Commission
(MTC) and is preparing a Corridor Plan for the Rumrill PDA. The plan will
guide future development along the corridor and incorporate an integrated mix
of high-density housing, employment, and commercial service uses throughout
the PDA to serve community need. With input from community members and
property owners, the Plan should revisit the Industrial Mixed Use designation
that currently applies on most of the land south of Market Street on the western
side of corridor and explore a mix of uses more in tune with market demand,
economic opportunities, and community needs. Given the high concentration
of low-income housing that exists along the corridor today (fully 48 percent of
the housing units in the PDA are subsidized by HUD or the low-income housing
tax credit), the Plan should focus on strategies to facilitate more market rate
development and housing affordable to moderate income households while also
incorporating a strong suite of anti-displacement measures. Strategies should
include: first source hiring strategies, collaboration/partnership with Richmond
LAND or other community land trust, rental assistance, property rehabilitation
incentives, community benefits agreements, and/or tenant rights protections.
| 314 new high density housing units by 2031, including at least 90 that
are affordable for moderate income households
| Bring the Corridor Plan to the City Council for adoption by end of Q1 2025 to ensure the objectives listed in this program are effectuated; antidisplacement strategies implemented within 1 year of adoption |
1-C | The 23rd Street Specific Plan
was adopted in 2007 to revitalize and increase the development potential of the
23rd Street Corridor, designated as a PDA; however, while buildout was
projected at 282 new housing units, half of which were to have been constructed
by 2030, the area has only seen construction of one single-family home and an
ADU in the 15 years since adoption. While some small-scale mixed-use projects
have been proposed in 2022. the Plan is not achieving its objectives and it further
contains complex and restrictive policies and standards that inhibit
development. Therefore, the City will repeal the Plan and/or revise standards
and provisions applicable in the 23rd Street PDA. The effort should involve the
following:
• Review and revise standards for residential density and building heights
to align them with market opportunities;
• Harmonize development standards with those in the PDA Overlay
district which also applies to the Plan area;
• Modify/update PDA Overlay district standards to enhance clarity and
usability;
• Permit residential uses by right in either a standalone or mixed-use
format;
• Eliminate requirements for ground floor retail and replace with
regulatory or process incentives;
• Incorporate incentives for moderate income housing and "shopkeeper"
units;
• Establish objective standards for live/work units so that they can be
provided without the need for a conditional use permit;
• Revise off-street covered parking requirements.
| 314 new high density housing units by 2031, including at least 90
affordable for moderate income households
| Bring above-referenced zoning amendments to Council for hearing with the intent of adopting by end of Q2 2025 to ensure the objectives listed in this program are effectuated |
1-D | At 10,000 square feet, the minimum
parcel size required for multifamily zones is substantially larger in San Pablo
than in other neighboring jurisdictions. The City's zoning code makes
provisions for substandard R3 (Multifamily Residential) and R4 (High-Density
Multifamily Residential) parcels and identifies specific standards that apply;
however, there are no such provisions for substandard RMU (Residential
Mixed-Use) or CMU (Commercial Mixed-Use) parcels. As a result, this could
present a challenge for redevelopment within these zones. Therefore, the City
will review multifamily lot size standards and revise or incorporate provisions
to facilitate high quality development in these zones.
| 240 new housing units in RMU and CMU districts by 2031
| Introduce amendments with the intent of adopting the zoning amendments by end of Q2 2025 to ensure the findings are implemented and the objectives cited in this program are effectuated (omnibus Code “clean up” amendment) |
1-E | Assist developers in finding opportunities for lot
consolidation to maximize development in zoning districts that allow high
density multifamily development. Target sites within the PDAs and promote
residential development in either a mixed use or standalone format, focusing on
locations where there is common, proximate (if not contiguous) ownership of
individual parcels.
Activities to support lot consolidation include:
§ Identification and marketing of opportunities for lot consolidation;
§ Outreach to property owners and potential housing developers utilizing
targeted mailings, emails and phone calls; and,
§ Providing a map of these opportunity areas on the City’s website.
§ Identification of regulatory and process incentives which may include
reduced fees for simple lot mergers; expedited permit processing; parcel map
waivers where possible; targeting of specific financial resources; and
modification of development standards.
| 100 new multifamily units by 2031
| Identify consolidation opportunities by Q2 2024; bring any necessary amendments to Subdivision Ordinance to facilitate lot consolidation to the Council for hearing with the intent of adopting by Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment); ongoing implementation with annual reporting via Annual Progress Report to HCD |
1-F | Promote multifamily
and mixed development in San Pablo’s PDAs through the following actions: (1)
process incentives such as fast track permitting, expedited design review, and
streamlined environmental review when possible; (2) regulatory incentives such
as reduced parking requirements; and (3) fee reductions, waivers, or deferrals
for projects that create low- and moderate-income housing and other financial
incentives such as development agreements for City-owned properties.
| 1,037 new multifamily homes in PDAs by 2031
| End of 2024 with adoption of General Plan Update |
1-G | The construction of parking spaces typically adds
15 percent to the total project cost for multifamily residential developments and
as such, reduced parking requirements can help the financial feasibility of
projects. The Zoning Ordinance (Section 17.54.050) currently provides waivers
or reductions in parking standards for senior housing, mixed-use projects, and
projects in proximity to transit, and two family/duplexes throughout the City.
rough this program the City will identify and implement further reductions
increase the feasibility of multifamily residential and mixed use development, as
well as residential care facilities in all zones where it is permitted throughout
San Pablo. Further parking reductions should include: linking required spaces
to the number of bedrooms in a unit; alternatives to covered parking; reducing
required employee spaces to match surrounding communities with equivalent
transit access; increased credits for mixed use development, proximity to transit,
and implementation of Transportation Demand Management (TDM)
incentives by residential projects.
| 1,037 new multifamily homes in PDAs by 2031
| Update Zoning Ordinance to incorporate reductions by end of Q2 2025 (omnibus Code “clean up” amendment) |
1-H | Churches, synagogues, and mosques can
be important partners in providing affordable housing in San Pablo. As
landowners with a mission of compassion and community service, religious
institutions in the community may have land available for redevelopment with
housing to serve community members in need. The City will conduct targeted
outreach efforts to faith-based organizations in the community to gauge the level
of interest in developing housing on their properties and to understand potential
barriers and challenges. Based on input from the faith-based community, the
City should identify actions to facilitate and promote the development of
secular-oriented housing on properties owned by faith-based institutions in the
community that will include zoning amendments to implement parking
reductions under State law at a minimum.
| 15 new very low-income housing units by 2031
| Complete outreach by end of Q3 2024; adopt zoning amendments by end of Q2 2025 (omnibus Code “clean up” amendment) |
1-I | In contrast to live-work units, which are a commercial
use that allows residential occupancy incidental to an approved non-residential
use, shopkeeper units are dwelling units that are physically separated from a
commercial space used for a business operated or staffed by the occupant of the
associated residential unit. The commercial spaces are typically ground-floor
retail or office spaces below living spaces where commercial spaces can only be
leased to occupants of the residential spaces. The City will hold a hearing on
amendments to the Zoning Ordinance to allow shopkeeper units in commercial
and mixed-use districts and to provide flexibility as to who can live in
shopkeeper units as a way of providing additional housing while creating
walkable mixed-use districts in appropriate locations, such as the 23rd Street
and Rumrill PDAs.
| 12 shopkeeper units by 2031
| Bring above-referenced zoning amendments to Council for hearing by end of Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment) |
1-J | Pursuant to the Subdivision Map
Act (Government Code Section 66410-66499), parcel maps submitted for City
approval must be prepared by a licensed land surveyor; however, as the City does
not have staff qualified to review proposed subdivision and parcel maps for
compliance with engineering requirements, applicants are required to pay the
cost of a consultant hired by the City in addition to an administrative fee. The
City does not receive many subdivision applications but this additional charge
also applies to the cost of parcel maps, lot line adjustments and similar map
actions, which could hamper production of small scale "missing middle"
housing such as envision under SB9, which allows for urban lot splits and
creating additional residential units on existing lots. Effective July 1, 2022, the
fee for parcel maps, lot line adjustments and lot mergers is $4,000, plus the
consultant fee and a 17 percent administrative fee. Therefore, the City will
establish incentivizes for "missing middle" housing, such as reducing or waiving
processing fees if the new lots and units are designated for the affordable housing
development. Revisions to minimum lot size standards for multifamily
development envisioned in1-D will also help create more
opportunities for “missing middle housing” in San Pablo.
| 25 low- or moderate-income units through SB9 implementation by
2031
| Conduct study sessions with City decision-makers by Q2 2025 and bring a dra ordinance to Council for hearing by the end of 2026 to ensure the objectives listed in this program are effectuated |
1-K | To help streamline project
approvals and ensure that the review of residential projects is based on objective
standards as required by the Housing Accountability Act and other State
requirements (e.g. urban lot splits under SB 9 and expedited ministerial review
pursuant to SB 35), the City shall review and revise the existing residential
development standards, including procedures for review and approval of both
ministerial zoning actions and conditional use permits (CUPs) to comply with
applicable statutory and case law. As part of this review, the City will also
determine which existing design guidelines (included in Appendix A of the
Zoning Ordinance as well as the guidelines incorporated in the 23rd Street and
San Pablo Avenue Specific Plans) could provide a basis for a clear and objective
set of standards to meet State requirements.
| Compliance with State law
| End of 2026 |
1-L | San Pablo is a city of small lot single-family
neighborhoods, which limits potential for additional detached accessory
dwelling units (ADUs) on the lot; however, there is significant potential for
ADUs or Junior ADUs (JADUs) incorporated into the primary structure. Since
they are typically smaller than a single-family home, ADUs and Junior ADUs
can be “affordable by design,” meaning they cost less to build, buy, or rent. As
such they can offer affordable opportunities for older adults living on fixed
incomes, extended family members, younger residents living with roommates,
and for lower income households. Demographic indicators, including a
relatively high proportion of non-family households, a growing older adult
population, and a relatively large proportion of multi-generational households,
signal a need for this type of housing in the short, medium and long-term in San
Pablo. Therefore, the City will pursue the following actions to promote the
construction of ADUs throughout the community:
• Provide incentives for ADU construction, such as reduced parking
requirements in proximity to transit stops; streamlined processing; or
technical assistance;
• Promote ADU/JADU construction such as by posting informational
materials and links to available resources on the City website or
conducting educational workshops for community members;
• Monitor ADU and JADU permitting/construction trends and
affordability in San Pablo, reporting performance in its Housing Element
Annual Progress Reports and taking action as needed to ensure
compliance with "no-net loss" provisions of State law if performance is
not as projected by mid-point in the planning period.
| 66 new ADUs/JADUs by 2031
| (a) identify incentives by end of 2024; (b) post informational materials and resources by end of 2022; (c) reporting with annual report to HCD in April 2023; annually by April of each year thereaer |
1-M | Provide opportunities
and facilitate innovative housing approaches in financing, design, construction
and types of housing to increase the variety and supply of lower and moderate-
income housing. Examples include co-housing, eco-housing, manufactured
housing, new construction or rehabilitation “sweat equity” housing for first time
lower or moderate-income homeowners, and cooperatives or joint ventures
between owners, developers and nonprofit groups in the provision of affordable
housing. Undertake background research including expert panel meetings with
innovative housing designers and developers and conduct study sessions with
the Planning Commission and City Council in 2024 to identify any specific
follow-up implementation actions needed.
| Create opportunity for innovative housing types
| Conduct expert panel meetings and study sessions by end of Q4 2024; report on options in Q2 2025; implement follow up actions by end of Q4 2025 |
1-N | There are three
sites - APNs 411340026, 416170005 and the Ohmsai site (420130020,
420130024, 420130025) - on the inventory that were included in two prior
consecutive planning periods. One of the sites is non-vacant and two are vacant
(and were used in 2 prior inventories). All three of these sites already have
zoning that permits the development of housing at 30 du/ac or greater by right
and development standards are in place that facilitate construction at the
maximum permitted density; however, a text amendment is required to clarify
that development projects proposed on these are subject to by-right approval
(without discretionary action) when the projects include housing developments
with 20 percent or more of the units affordable to lower-income households.
Therefore, the City will amend the Zoning Code to permit development by right
(consistent with Government Code 65583.2(c) on the subject properties.
| 231 lower income units by 2031
| Zoning text amendment will be brought to City Council for hearing in parallel with Housing Element by Jan 31, 2024 to ensure the objectives listed in this program are effectuated (complete) |
2-A | A Community Land Trust (CLT) is a
nonprofit organization made up of community residents and public
representatives that purchases land to serve local community needs, such as by
creating green spaces and building and managing housing for low- and
moderate-income households. CLTs have significant technical expertise related
to land acquisition and management, and because they own the land, they can
provide a range of affordable homeownership opportunities and housing
options for generations. is program involves exploring a collaboration or
partnership with Richmond LAND, Contra Costa's first CLT, to increase the
supply of permanently affordable housing options in San Pablo. rough this
initiative, the City may contribute land, funds, and technical expertise. In
particular, the program should focus on opportunities to consolidate parcels in
the PDAs and on acquisition of existing single-family rental housing.
| Acquisition of property in San Pablo
| Report to City Council on options by July 2025 |
2-B | Households paying more than 30 percent or more of their
income on housing are considered cost burdened, while those paying 50 percent
or more are considered severely cost burdened. In San Pablo, 67 percent of all
renter households are cost burdened and 28 percent are severely cost burdened.
Rental assistance is an effective way to prevent homelessness and improve
housing security, however, the waitlist for Housing Choice Vouchers (the federal
Section 8 rental assistance program) in Contra Costa County has been closed
since 2008. With assistance from the federal Coronavirus Relief Fund, the City
provided rental assistance to approximately 210 lower income households
impacted by COVID-19 through its Housing Assistance Grant Program to
provide relief during the pandemic. The City will continue its efforts to promote
the development of additional deed restricted rental units as part of new City
sponsored developments and to support existing subsidized rental projects to
extend their affordability terms. It will also seek to pursue new sources of l
County State, and federal funding opportunities that could be available, to
provide rental assistance programs as available f is program also involves
promoting the availability of rental assistance in the community.
| Assistance for 720 households most at risk of homelessness annually
| Report to City Council on rental assistance programs options by January 2025 |
2-C | The majority of the 568
assisted low-income units in San Pablo are at low risk of conversion to market
rate in the planning period; however, there are 141 units at high risk, which
represents a significantly higher share than in the county or the Bay Area as a
whole. If these low-income units convert to market rate, the cost of replacing
them would exceed $55 million (see Appendix B); therefore, preservation of
these assisted units through the extension of deed restrictions is a more effective
approach. The City will proactively pursue preservation of existing deed
restricted units by:
• Creating a local database of subsidized affordable properties in San
Pablo, tracking unit count, AMI level served, and expiry date of deedrestriction;
• Conduct outreach to property owners and provide information on tax
credits, funding, and resources for rehabilitation as appropriate;
• Seek funding to enable the provision of subsidies for expiring deedrestricted properties.
In the event that efforts are not successful, the City will:
• Coordinate with qualified entities, such as Rubicon Programs, Inc.; East
Bay NHS; Affordable Housing Associates; East Bay Asian Local
Development Corporation; Pacific Community Services, Inc.; and
Community Housing Development Corp.;
• Ensure compliance with noticing the tenants;
• Assist with funding or support funding applications; and
• Provide outreach education and support to tenants
| Preservation of 141 deed-restricted units in the planning period
| End of Q4 2024 for creation of local database; conduct outreach to qualified entities by Q2 2025, with annual reporting via Housing Element Annual Progress report to HCD |
2-D | In surveys, San Pablo residents
expressed a strong desire to stay in the community and purchase a home. Even
as prices have risen dramatically in recent years, single-family home prices in
San Pablo remain relatively lower than in other surrounding Bay Area
communities, in part because of the relatively small home size, and as such,
when provided with financial and technical support, buying a first home in the
community is within reach for some San Pablo community members. However,
homeownership remains out of reach for low to moderate income households
in San Pablo. In 2021, the City launched the San Pablo Loan Assistance for
Sustainable Housing (SPLASH) Program for qualified low-income aspiring
homeowners, in partnership with the San Pablo EDC. The program offers "silent
second loans" of up to 20 percent of the home value for a period of 30 years to
first-time home buyers, with priority for first-responders, teachers, seniors, and
veterans. Given the newness of the program and the steep rise in interest rates
since inception, only a handful of applications have been received to date. The
City will report on progress to HCD through the Annual Reporting process and
will review the cumulative effectiveness of the program at the 5-year mark in
2026.
| 16 loans to qualified first-time buyers by 2031
| Annual progress reporting to HCD through APRs; bi-annual renewal as part of EDC agreement Q2 of 2024; evaluation of cumulative effectiveness by Q4 2026. |
2-E | Promote first-time homebuyer assistance
programs available to San Pablo residents, including Contra Costa County’s
Mortgage Credit Certificate Program, through the following actions:
• Publish information quarterly in the City’s E-Newsletter and on the
City’s website.
• Provide information regarding the programs at the service counter in
the Community Development Department located at City Hall, the
public libraries, and community centers.
• Send an annual letter to local real estate agents and lending institutions
notifying them of the availability of the programs for clients who might
qualify.
| Subsidy for 10 first-time homebuyers
| Annually, with quarterly updates to materials (as needed) and reporting via the Annual Housing Element Progress Report to HCD |
2-F | The Zoning Ordinance (Section 17.60.060) prohibits
enlarging or extending mobile home parks to include any additional area but
does not include any provisions intended to improve or maintain this important
type of affordable housing. Similarly, the Subdivision Ordinance has not been
updated to reference the most recent State requirements for conversion of a
mobile home park to a condominium or other use, except for a mandate to
comply with the applicable provisions of the California Government Code. The
City will continue to conduct regular inspections of mobile home parks to
ensure code compliance under the authorization of the HCD with a view to
preserving and improving maintenance at the existing parks. Additionally, in
the event of redevelopment or relocation, the City will ensure that property
owners provide relocation assistance as required under State law.
| Preservation of 398 mobile homes
| Prepare revisions to Zoning Code to comply with State law and bring to City Council for adoption by end of Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment); throughout the planning period with annual reporting to HCD. |