Big news! We’ve added new housing program data - check them out under “Housing Programs” on each city page.

San Pablo

Gentrification Risk
Housing Element Status
Certified
Rent Burden
58%
rent burdened
Affordable Housing Production
27%
affordable permits issued
Housing Programs
56
total programs
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Housing Programs

Housing programs are the strategies that cities and counties legally have at their disposal to produce more and preserve existing affordable housing, as well as protect existing residents from getting displaced from their homes and communities.

6th Cycle Programs

56
total programs

Local housing programs, as part of a housing element, have significant impacts on a city or county reaching its affordable housing goals. Each additional housing policy has a significant impact on the residents who are most in need of affordable housing. However, the number of programs that a jurisdiction includes in their housing element is not meant to imply how well a city or county is addressing local housing needs since the quality and impact of each will need to be determined as well.

Overview of Program Deliverables

Use the below data to explore this jurisdiction’s approaches to affirmatively furthering fair housing for the 6th element cycle, and review the actions, deliverables, and deadlines committed to for each program.

PROGRAM NUMBER
ACTIONS
DELIVERABLE
DELIVERABLE DATE
1-A
Maintain and publish an inventory of properties available for residential development on the City's website, updating it at regular intervals.
At least 746 new housing units, consistent with RHNA obligations
Publish inventory by April 2023; updates to be made quarterly throughout the planning period.
1-B
The City has secured a grant from the Association of Bay Area Governments (ABAG) and Metropolitan Transportation Commission (MTC) and is preparing a Corridor Plan for the Rumrill PDA. The plan will guide future development along the corridor and incorporate an integrated mix of high-density housing, employment, and commercial service uses throughout the PDA to serve community need. With input from community members and property owners, the Plan should revisit the Industrial Mixed Use designation that currently applies on most of the land south of Market Street on the western side of corridor and explore a mix of uses more in tune with market demand, economic opportunities, and community needs. Given the high concentration of low-income housing that exists along the corridor today (fully 48 percent of the housing units in the PDA are subsidized by HUD or the low-income housing tax credit), the Plan should focus on strategies to facilitate more market rate development and housing affordable to moderate income households while also incorporating a strong suite of anti-displacement measures. Strategies should include: first source hiring strategies, collaboration/partnership with Richmond LAND or other community land trust, rental assistance, property rehabilitation incentives, community benefits agreements, and/or tenant rights protections.
314 new high density housing units by 2031, including at least 90 that are affordable for moderate income households
Bring the Corridor Plan to the City Council for adoption by end of Q1 2025 to ensure the objectives listed in this program are effectuated; antidisplacement strategies implemented within 1 year of adoption
1-C
The 23rd Street Specific Plan was adopted in 2007 to revitalize and increase the development potential of the 23rd Street Corridor, designated as a PDA; however, while buildout was projected at 282 new housing units, half of which were to have been constructed by 2030, the area has only seen construction of one single-family home and an ADU in the 15 years since adoption. While some small-scale mixed-use projects have been proposed in 2022. the Plan is not achieving its objectives and it further contains complex and restrictive policies and standards that inhibit development. Therefore, the City will repeal the Plan and/or revise standards and provisions applicable in the 23rd Street PDA. The effort should involve the following: • Review and revise standards for residential density and building heights to align them with market opportunities; • Harmonize development standards with those in the PDA Overlay district which also applies to the Plan area; • Modify/update PDA Overlay district standards to enhance clarity and usability; • Permit residential uses by right in either a standalone or mixed-use format; • Eliminate requirements for ground floor retail and replace with regulatory or process incentives; • Incorporate incentives for moderate income housing and "shopkeeper" units; • Establish objective standards for live/work units so that they can be provided without the need for a conditional use permit; • Revise off-street covered parking requirements.
314 new high density housing units by 2031, including at least 90 affordable for moderate income households
Bring above-referenced zoning amendments to Council for hearing with the intent of adopting by end of Q2 2025 to ensure the objectives listed in this program are effectuated
1-D
At 10,000 square feet, the minimum parcel size required for multifamily zones is substantially larger in San Pablo than in other neighboring jurisdictions. The City's zoning code makes provisions for substandard R3 (Multifamily Residential) and R4 (High-Density Multifamily Residential) parcels and identifies specific standards that apply; however, there are no such provisions for substandard RMU (Residential Mixed-Use) or CMU (Commercial Mixed-Use) parcels. As a result, this could present a challenge for redevelopment within these zones. Therefore, the City will review multifamily lot size standards and revise or incorporate provisions to facilitate high quality development in these zones.
240 new housing units in RMU and CMU districts by 2031
Introduce amendments with the intent of adopting the zoning amendments by end of Q2 2025 to ensure the findings are implemented and the objectives cited in this program are effectuated (omnibus Code “clean up” amendment)
1-E
Assist developers in finding opportunities for lot consolidation to maximize development in zoning districts that allow high density multifamily development. Target sites within the PDAs and promote residential development in either a mixed use or standalone format, focusing on locations where there is common, proximate (if not contiguous) ownership of individual parcels. Activities to support lot consolidation include: § Identification and marketing of opportunities for lot consolidation; § Outreach to property owners and potential housing developers utilizing targeted mailings, emails and phone calls; and, § Providing a map of these opportunity areas on the City’s website. § Identification of regulatory and process incentives which may include reduced fees for simple lot mergers; expedited permit processing; parcel map waivers where possible; targeting of specific financial resources; and modification of development standards.
100 new multifamily units by 2031
Identify consolidation opportunities by Q2 2024; bring any necessary amendments to Subdivision Ordinance to facilitate lot consolidation to the Council for hearing with the intent of adopting by Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment); ongoing implementation with annual reporting via Annual Progress Report to HCD
1-F
Promote multifamily and mixed development in San Pablo’s PDAs through the following actions: (1) process incentives such as fast track permitting, expedited design review, and streamlined environmental review when possible; (2) regulatory incentives such as reduced parking requirements; and (3) fee reductions, waivers, or deferrals for projects that create low- and moderate-income housing and other financial incentives such as development agreements for City-owned properties.
1,037 new multifamily homes in PDAs by 2031
End of 2024 with adoption of General Plan Update
1-G
The construction of parking spaces typically adds 15 percent to the total project cost for multifamily residential developments and as such, reduced parking requirements can help the financial feasibility of projects. The Zoning Ordinance (Section 17.54.050) currently provides waivers or reductions in parking standards for senior housing, mixed-use projects, and projects in proximity to transit, and two family/duplexes throughout the City. rough this program the City will identify and implement further reductions increase the feasibility of multifamily residential and mixed use development, as well as residential care facilities in all zones where it is permitted throughout San Pablo. Further parking reductions should include: linking required spaces to the number of bedrooms in a unit; alternatives to covered parking; reducing required employee spaces to match surrounding communities with equivalent transit access; increased credits for mixed use development, proximity to transit, and implementation of Transportation Demand Management (TDM) incentives by residential projects.
1,037 new multifamily homes in PDAs by 2031
Update Zoning Ordinance to incorporate reductions by end of Q2 2025 (omnibus Code “clean up” amendment)
1-H
Churches, synagogues, and mosques can be important partners in providing affordable housing in San Pablo. As landowners with a mission of compassion and community service, religious institutions in the community may have land available for redevelopment with housing to serve community members in need. The City will conduct targeted outreach efforts to faith-based organizations in the community to gauge the level of interest in developing housing on their properties and to understand potential barriers and challenges. Based on input from the faith-based community, the City should identify actions to facilitate and promote the development of secular-oriented housing on properties owned by faith-based institutions in the community that will include zoning amendments to implement parking reductions under State law at a minimum.
15 new very low-income housing units by 2031
Complete outreach by end of Q3 2024; adopt zoning amendments by end of Q2 2025 (omnibus Code “clean up” amendment)
1-I
In contrast to live-work units, which are a commercial use that allows residential occupancy incidental to an approved non-residential use, shopkeeper units are dwelling units that are physically separated from a commercial space used for a business operated or staffed by the occupant of the associated residential unit. The commercial spaces are typically ground-floor retail or office spaces below living spaces where commercial spaces can only be leased to occupants of the residential spaces. The City will hold a hearing on amendments to the Zoning Ordinance to allow shopkeeper units in commercial and mixed-use districts and to provide flexibility as to who can live in shopkeeper units as a way of providing additional housing while creating walkable mixed-use districts in appropriate locations, such as the 23rd Street and Rumrill PDAs.
12 shopkeeper units by 2031
Bring above-referenced zoning amendments to Council for hearing by end of Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment)
1-J
Pursuant to the Subdivision Map Act (Government Code Section 66410-66499), parcel maps submitted for City approval must be prepared by a licensed land surveyor; however, as the City does not have staff qualified to review proposed subdivision and parcel maps for compliance with engineering requirements, applicants are required to pay the cost of a consultant hired by the City in addition to an administrative fee. The City does not receive many subdivision applications but this additional charge also applies to the cost of parcel maps, lot line adjustments and similar map actions, which could hamper production of small scale "missing middle" housing such as envision under SB9, which allows for urban lot splits and creating additional residential units on existing lots. Effective July 1, 2022, the fee for parcel maps, lot line adjustments and lot mergers is $4,000, plus the consultant fee and a 17 percent administrative fee. Therefore, the City will establish incentivizes for "missing middle" housing, such as reducing or waiving processing fees if the new lots and units are designated for the affordable housing development. Revisions to minimum lot size standards for multifamily development envisioned in1-D will also help create more opportunities for “missing middle housing” in San Pablo.
25 low- or moderate-income units through SB9 implementation by 2031
Conduct study sessions with City decision-makers by Q2 2025 and bring a dra ordinance to Council for hearing by the end of 2026 to ensure the objectives listed in this program are effectuated
1-K
To help streamline project approvals and ensure that the review of residential projects is based on objective standards as required by the Housing Accountability Act and other State requirements (e.g. urban lot splits under SB 9 and expedited ministerial review pursuant to SB 35), the City shall review and revise the existing residential development standards, including procedures for review and approval of both ministerial zoning actions and conditional use permits (CUPs) to comply with applicable statutory and case law. As part of this review, the City will also determine which existing design guidelines (included in Appendix A of the Zoning Ordinance as well as the guidelines incorporated in the 23rd Street and San Pablo Avenue Specific Plans) could provide a basis for a clear and objective set of standards to meet State requirements.
Compliance with State law
End of 2026
1-L
San Pablo is a city of small lot single-family neighborhoods, which limits potential for additional detached accessory dwelling units (ADUs) on the lot; however, there is significant potential for ADUs or Junior ADUs (JADUs) incorporated into the primary structure. Since they are typically smaller than a single-family home, ADUs and Junior ADUs can be “affordable by design,” meaning they cost less to build, buy, or rent. As such they can offer affordable opportunities for older adults living on fixed incomes, extended family members, younger residents living with roommates, and for lower income households. Demographic indicators, including a relatively high proportion of non-family households, a growing older adult population, and a relatively large proportion of multi-generational households, signal a need for this type of housing in the short, medium and long-term in San Pablo. Therefore, the City will pursue the following actions to promote the construction of ADUs throughout the community: • Provide incentives for ADU construction, such as reduced parking requirements in proximity to transit stops; streamlined processing; or technical assistance; • Promote ADU/JADU construction such as by posting informational materials and links to available resources on the City website or conducting educational workshops for community members; • Monitor ADU and JADU permitting/construction trends and affordability in San Pablo, reporting performance in its Housing Element Annual Progress Reports and taking action as needed to ensure compliance with "no-net loss" provisions of State law if performance is not as projected by mid-point in the planning period.
66 new ADUs/JADUs by 2031
(a) identify incentives by end of 2024; (b) post informational materials and resources by end of 2022; (c) reporting with annual report to HCD in April 2023; annually by April of each year thereaer
1-M
Provide opportunities and facilitate innovative housing approaches in financing, design, construction and types of housing to increase the variety and supply of lower and moderate- income housing. Examples include co-housing, eco-housing, manufactured housing, new construction or rehabilitation “sweat equity” housing for first time lower or moderate-income homeowners, and cooperatives or joint ventures between owners, developers and nonprofit groups in the provision of affordable housing. Undertake background research including expert panel meetings with innovative housing designers and developers and conduct study sessions with the Planning Commission and City Council in 2024 to identify any specific follow-up implementation actions needed.
Create opportunity for innovative housing types
Conduct expert panel meetings and study sessions by end of Q4 2024; report on options in Q2 2025; implement follow up actions by end of Q4 2025
1-N
There are three sites - APNs 411340026, 416170005 and the Ohmsai site (420130020, 420130024, 420130025) - on the inventory that were included in two prior consecutive planning periods. One of the sites is non-vacant and two are vacant (and were used in 2 prior inventories). All three of these sites already have zoning that permits the development of housing at 30 du/ac or greater by right and development standards are in place that facilitate construction at the maximum permitted density; however, a text amendment is required to clarify that development projects proposed on these are subject to by-right approval (without discretionary action) when the projects include housing developments with 20 percent or more of the units affordable to lower-income households. Therefore, the City will amend the Zoning Code to permit development by right (consistent with Government Code 65583.2(c) on the subject properties.
231 lower income units by 2031
Zoning text amendment will be brought to City Council for hearing in parallel with Housing Element by Jan 31, 2024 to ensure the objectives listed in this program are effectuated (complete)
2-A
A Community Land Trust (CLT) is a nonprofit organization made up of community residents and public representatives that purchases land to serve local community needs, such as by creating green spaces and building and managing housing for low- and moderate-income households. CLTs have significant technical expertise related to land acquisition and management, and because they own the land, they can provide a range of affordable homeownership opportunities and housing options for generations. is program involves exploring a collaboration or partnership with Richmond LAND, Contra Costa's first CLT, to increase the supply of permanently affordable housing options in San Pablo. rough this initiative, the City may contribute land, funds, and technical expertise. In particular, the program should focus on opportunities to consolidate parcels in the PDAs and on acquisition of existing single-family rental housing.
Acquisition of property in San Pablo
Report to City Council on options by July 2025
2-B
Households paying more than 30 percent or more of their income on housing are considered cost burdened, while those paying 50 percent or more are considered severely cost burdened. In San Pablo, 67 percent of all renter households are cost burdened and 28 percent are severely cost burdened. Rental assistance is an effective way to prevent homelessness and improve housing security, however, the waitlist for Housing Choice Vouchers (the federal Section 8 rental assistance program) in Contra Costa County has been closed since 2008. With assistance from the federal Coronavirus Relief Fund, the City provided rental assistance to approximately 210 lower income households impacted by COVID-19 through its Housing Assistance Grant Program to provide relief during the pandemic. The City will continue its efforts to promote the development of additional deed restricted rental units as part of new City sponsored developments and to support existing subsidized rental projects to extend their affordability terms. It will also seek to pursue new sources of l County State, and federal funding opportunities that could be available, to provide rental assistance programs as available f is program also involves promoting the availability of rental assistance in the community.
Assistance for 720 households most at risk of homelessness annually
Report to City Council on rental assistance programs options by January 2025
2-C
The majority of the 568 assisted low-income units in San Pablo are at low risk of conversion to market rate in the planning period; however, there are 141 units at high risk, which represents a significantly higher share than in the county or the Bay Area as a whole. If these low-income units convert to market rate, the cost of replacing them would exceed $55 million (see Appendix B); therefore, preservation of these assisted units through the extension of deed restrictions is a more effective approach. The City will proactively pursue preservation of existing deed restricted units by: • Creating a local database of subsidized affordable properties in San Pablo, tracking unit count, AMI level served, and expiry date of deedrestriction; • Conduct outreach to property owners and provide information on tax credits, funding, and resources for rehabilitation as appropriate; • Seek funding to enable the provision of subsidies for expiring deedrestricted properties. In the event that efforts are not successful, the City will: • Coordinate with qualified entities, such as Rubicon Programs, Inc.; East Bay NHS; Affordable Housing Associates; East Bay Asian Local Development Corporation; Pacific Community Services, Inc.; and Community Housing Development Corp.; • Ensure compliance with noticing the tenants; • Assist with funding or support funding applications; and • Provide outreach education and support to tenants
Preservation of 141 deed-restricted units in the planning period
End of Q4 2024 for creation of local database; conduct outreach to qualified entities by Q2 2025, with annual reporting via Housing Element Annual Progress report to HCD
2-D
In surveys, San Pablo residents expressed a strong desire to stay in the community and purchase a home. Even as prices have risen dramatically in recent years, single-family home prices in San Pablo remain relatively lower than in other surrounding Bay Area communities, in part because of the relatively small home size, and as such, when provided with financial and technical support, buying a first home in the community is within reach for some San Pablo community members. However, homeownership remains out of reach for low to moderate income households in San Pablo. In 2021, the City launched the San Pablo Loan Assistance for Sustainable Housing (SPLASH) Program for qualified low-income aspiring homeowners, in partnership with the San Pablo EDC. The program offers "silent second loans" of up to 20 percent of the home value for a period of 30 years to first-time home buyers, with priority for first-responders, teachers, seniors, and veterans. Given the newness of the program and the steep rise in interest rates since inception, only a handful of applications have been received to date. The City will report on progress to HCD through the Annual Reporting process and will review the cumulative effectiveness of the program at the 5-year mark in 2026.
16 loans to qualified first-time buyers by 2031
Annual progress reporting to HCD through APRs; bi-annual renewal as part of EDC agreement Q2 of 2024; evaluation of cumulative effectiveness by Q4 2026.
2-E
Promote first-time homebuyer assistance programs available to San Pablo residents, including Contra Costa County’s Mortgage Credit Certificate Program, through the following actions: • Publish information quarterly in the City’s E-Newsletter and on the City’s website. • Provide information regarding the programs at the service counter in the Community Development Department located at City Hall, the public libraries, and community centers. • Send an annual letter to local real estate agents and lending institutions notifying them of the availability of the programs for clients who might qualify.
Subsidy for 10 first-time homebuyers
Annually, with quarterly updates to materials (as needed) and reporting via the Annual Housing Element Progress Report to HCD
2-F
The Zoning Ordinance (Section 17.60.060) prohibits enlarging or extending mobile home parks to include any additional area but does not include any provisions intended to improve or maintain this important type of affordable housing. Similarly, the Subdivision Ordinance has not been updated to reference the most recent State requirements for conversion of a mobile home park to a condominium or other use, except for a mandate to comply with the applicable provisions of the California Government Code. The City will continue to conduct regular inspections of mobile home parks to ensure code compliance under the authorization of the HCD with a view to preserving and improving maintenance at the existing parks. Additionally, in the event of redevelopment or relocation, the City will ensure that property owners provide relocation assistance as required under State law.
Preservation of 398 mobile homes
Prepare revisions to Zoning Code to comply with State law and bring to City Council for adoption by end of Q2 2025 to ensure the objectives listed in this program are effectuated (omnibus Code “clean up” amendment); throughout the planning period with annual reporting to HCD.
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